Here’s how to stay safe from cyber scams during the festive shopping season, based on McAfee’s advice:
1. Beware of Phishing Scams
Be cautious of unsolicited emails, texts, or pop-up ads offering too-good-to-be-true discounts.
Avoid clicking on links from unknown sources; instead, visit the retailer's website directly.
2. Shop on Trusted Websites
Look for secure websites with URLs starting with "https://" and a padlock symbol.
Stick to well-known and reputable online retailers.
3. Avoid Public Wi-Fi for Shopping
Use secure, private internet connections to prevent hackers from intercepting your data.
If necessary, use a VPN to protect your information on public Wi-Fi.
4. Use Secure Payment Methods
Opt for credit cards over debit cards as they offer better fraud protection.
Avoid using direct bank transfers or unconventional payment methods.
5. Enable Multi-Factor Authentication (MFA)
Secure your online accounts with MFA for an additional layer of security.
6. Update Devices and Software
Ensure your operating system, apps, and antivirus software are updated to prevent exploitation of vulnerabilities.
7. Monitor Bank Statements and Credit Reports
Regularly check your transactions to detect unauthorized activities early.
8. Beware of Fake Apps and Websites
Verify apps before downloading from app stores.
Double-check website URLs for small errors, like missing letters, which indicate phishing attempts.
9. Use Strong Passwords
Avoid predictable passwords and use unique, complex combinations for every account.
Consider a password manager to keep track of them securely.
10. Educate Yourself and Family
Discuss cyber safety with family members, especially children, who may be more vulnerable to scams.
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